1. Race Car Protection
(On-Track & Off-Track Physical Damage)

Teams, privateers, shops, schools, HPDE drivers

• Crash damage
• Engine/transmission failure
• Transport damage
• Garage fire/theft
• Storage risk

2. Motorsport Business Insurance
(Shops, Teams, Fabricators)

Race shops, tuners, builders, prep teams, composite companies

• General Liability
• Garagekeepers
• Property
• Tools & equipment
• Products/completed operations
• Tuning liability
• Workers comp

3. Track & Event Liability
(HPDE, Race Events, Track Owners)

HPDE organizers, schools, tracks, event promoters

• Event liability
• Participant legal liability
• Spectator injury
• Facility protection
• Instructor liability
• Special events

4. Driver & Team Protection
(Injury, Accident, Workers Comp)

Drivers, coaches, teams, contractors, track workers

• Accident medical
• Disability
• Participant accident
• Team workers comp
• Instructor coverage