Basic Form Policy: Covers common risks like fires, explosions, and vandalism.

Broad Form Policy: Includes Basic Form perils plus additional risks such as falling objects and water damage.

Special Form Policy: Offers the most comprehensive coverage, protecting against all risks except those explicitly excluded.

Builders Risk Insurance: Covers buildings under construction against fire, theft, and certain types of weather damage.

Business Interruption Insurance: Compensates for lost income and expenses during periods when business operations are affected by damage to the property.